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8
votes
5answers
15k views

How is Chase Mobile Deposit Secure?

Chase has this app that allows you to snap a picture of a check with your phone and deposit that check into your account. How do they prevent: Someone from depositing a check that's not written to ...
61
votes
10answers
6k views

Does disabling right click have any impact on security?

On a banking website I see that they have disabled right-click. Does that make the site any more secure? Is it a good general practice?
21
votes
3answers
21k views

How does HSBC's “Secure Key” actually work?

My bank has recently sent me a Digipass/Secure Key, which looks like a tiny calculator. You press the green button to turn it on, type a PIN to unlock it, then press the green button again to generate ...
15
votes
4answers
1k views

My credit union is reducing its maximum password length to 10 characters

I just received an email from my credit union saying they are redesigning their online banking service and that I will need to change my password by October 22 to conform to the new limit of 10 ...
29
votes
4answers
4k views

New payment option on Paypal “Enter your online banking ID + password”: Any mechanism that could make this safe?

Paypal has a new payment option called "Bank Account" which says: Enter your online banking ID + password QUESTION: To me it sounds unsafe (ie: sends my password to a third-party organization ...
16
votes
3answers
2k views

Why do some bank websites use passwords that are not case sensitive?

It was recently brought to my attention that a certain big bank website allows users to log in with passwords that are not case sensitive. After confirming this, I checked other websites I bank with ...
9
votes
2answers
894 views

My bank makes me enter my password using the mouse. What's up with that?

Internet banking login process for Westpac requires user to enter the password using the mouse. It's annoying, what's up with that? Is it just to try and stop keyloggers on public computers or is ...
4
votes
2answers
359 views

What is stored on a banking card and how is it protected?

I wonder what is the content of a basic banking card having a chip, the kind you use for payment in any store, with a PIN, possible bank authorization, such as Mastercard or Visa or national banking ...
1
vote
1answer
92 views

How do banks determine when to ask for two factor authentication?

I was playing around with trying to figure out how my bank knows when to give me a two factor authentication prompt. I had originally thought it was based on my cookies and maybe my IP address. But ...
0
votes
1answer
701 views

Is it possible that the same VISA debit card numbers could be issued to different people by different banks? [closed]

I'm wondering if is it possible that the same VISA debit card numbers could ever be issued to different people by different banks or companies?
0
votes
1answer
441 views

Where is RSA Digital signature used in the online banking world?

When i do online banking, i sign my digital transaction with a digipass. Ive been told that it uses a RSA-based digital signature scheme. But an rsa digital signature (1024 bit for the modulus) is a ...