Payment cards. For questions about storing credit card numbers, see also pci-dss. For questions involving the physical object, see also smartcard (if the card has a chip).

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6
votes
1answer
310 views

secure credit card transactions on the internet

I have read about how hopelessly insecure credit cards are, and was wondering if there is, in the uk, a provider of either: One time use credit cards. Text me on transaction cards. Pre paid cards: ...
1
vote
2answers
128 views

Bad transactions in an e-commerce system?

I read an article signifyd-raises-2m-from-andreessen-horowitz-to-help-online-businesses-use-data-to-prevent-payments-fraud which talks about a service that pulls together data to screen the ...
3
votes
1answer
1k views

How traceable is ATM and point-of-sale credit card use back to you in practice?

A friend said ATM use is traceable easily, while point-of-sale credit card use isn't - this statement goes against my common sense. I searched for the the topic and this is what I have found: ...
2
votes
3answers
425 views

Client is not storing Credit Cards Securily (near plain text). How do I convince client to be more secure?

I am writing in regards to PCI-DSS compliance for taking credit cards. A client of mine is not willing / does not want to bump up security beyond what is currently done for their credit card data. All ...
3
votes
2answers
169 views

Proxying a Credit Card Transaction?

Lets say there is a service that processes a credit card, service X. I want to create a new service (Y) that has a form on it mirroring the fields from service X. I use the credentials entered into ...
36
votes
5answers
7k views

What's the impact of disclosing the front-face of a credit or debit card?

There are quite a few cases where people are called out for disclosing the front-face of a credit or debit card (e.g. this tweet from Brian Krebs or this twitter account). So I was wondering what the ...
2
votes
3answers
277 views

PCI Compliance Problem

My company is trying to become fully PCI Compliant and we are switching our outdated systems to use Authorize.net CIM among other things. But, currently we're all over the place and until our new ...
0
votes
1answer
196 views

Why most of the Websites supports only Paypal for online transaction? [closed]

Background : There are several electronic and email based online transaction system worldwide. For example, Paypal, MoneyBooker, Alert Pay and others. My Question : Why most of the Websites supports ...
-2
votes
1answer
998 views

Credit Card Error. What doe “Bad Track 2” mean? [closed]

I am receiving this error when a customer is trying a transaction. What causes it?
4
votes
1answer
324 views

Conceptual design of vulnerability scanning program in global retail network (PCI DSS)

I am trying to design yearly program to scan for vulnerabilities on a very large network of payment terminals. The company has thousands of retail points all around the world which need to be ...
2
votes
2answers
1k views

Why does Amazon ask for the CVC/CVV if it bills without it?

I have a follow-up question relating to this question: How does Amazon bill me wihout the CVC / CVV / CVV2? If amazon.com can bill without the CVV why does it ask for it the first time information ...
4
votes
1answer
117 views

Giving merchant account information to web programmer

Our web programmer needs our merchant account information to set up our ecommerce site. He is asking for the "processor name", "processor ID" and "merchant ID". If I provide him with the information ...
26
votes
2answers
12k views

Minimum requrements for storing last 4 digits of credit card number?

We have a merchant website that uses Autorize.net's CIM and AIM. Our users may have multiple credit cards so we'd want to give them opportunity to distinguish between credit cards that they use on ...
1
vote
1answer
377 views

Which PCI DSS SAQ applies when you don't store store but transmit CHD?

We have a merchant website that uses Authorize.net's AIM. Cardholder data (credit card number, expiration date, etc.) is entered at our website. Then it's transmitted to payment gateway and isn't ...
9
votes
3answers
8k views

What is the DUKPT Key Derivation Function?

I'm tasked with decrypting ciphertext acquired from an encrypted card reader. The card reader utilizes DUKPT(derived unique key per transaction) scheme and 3DES encryption. I don't have a problem with ...
0
votes
2answers
545 views

Is this way of using Authorize.net's CIM PCI compliant?

We have a webapp where Authorize.NET's CIM and AIM are used for payment operations. When user buys something at first time he enters his CC number and other billing information at our site. This ...
8
votes
4answers
4k views

Is it standard practice to ask a customer to send a photo of their credit card to confirm their identity?

My friend ordered clothes from a clothing site and was asked to send a picture of her credit card. Is it standard practice to ask a customer to send a photo of their credit card to confirm their ...
3
votes
1answer
212 views

Fraud Mitigation - Card Present Transactions

When it comes to fraud screening for card not present transactions (credit card / debit card) there are a number of techniques / services that can be utilized to mitigate risks from fraudulent ...
3
votes
2answers
2k views

Send credit card info by email from HTTPS and SMTP on SSL

A client asked me to receive credit card info of his costumers by email. I know that is a very very not secure way ... But if the page with the input form is on HTTPS, and then i use a smtp (like ...
4
votes
2answers
1k views

Is a new protocol needed for credit card transactions?

It seems like many places spend a ton of time and money securing their site for credit card transactions. However, there are still millions of credit card numbers being stolen. Fraud is big business, ...
0
votes
2answers
263 views

Signing up on a paid site with a credit card

I'm building a subscription-based website that needs to accept recurring payments. The concept is much like that of Netflix, but there is also a variation between the two. When a user attempts to ...
22
votes
4answers
27k views

What is the use of stolen credit card details?

What can a person with stolen credit card details do? Buy porn? Buy tons of server resources to perform an attack? What else? I'm sure that if he buys books, shoes and bicycles or transfer funds ...
2
votes
3answers
337 views

Why do credit cards not use digital certificates?

Asymmetric encryption and digital certificates are used all over in the IT world to verify authenticity and prevent forgeries. And it works great. Why do credit cards not use some form of ...
4
votes
1answer
291 views

Has the wedge security flaw been fixed for credit cards?

According to this site http://www.lightbluetouchpaper.org/2009/08/25/defending-against-wedge-attacks/ there is a flaw in EMV. Since then has this flaw been fixed? Is it the same law as the one ...
12
votes
5answers
399 views

I need ideas for blocking a single malevolent user

Let me throw out this problem I'm having to some of my technical peeps and see if you guys have any new suggestions: We have a website that sends text messages and voice mails for our clients. ...