Payment cards. For questions about storing credit card numbers, see also pci-dss. For questions involving the physical object, see also smartcard (if the card has a chip).

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2
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3answers
363 views

Why do credit cards not use digital certificates?

Asymmetric encryption and digital certificates are used all over in the IT world to verify authenticity and prevent forgeries. And it works great. Why do credit cards not use some form of ...
9
votes
3answers
9k views

What is the DUKPT Key Derivation Function?

I'm tasked with decrypting ciphertext acquired from an encrypted card reader. The card reader utilizes DUKPT(derived unique key per transaction) scheme and 3DES encryption. I don't have a problem with ...
13
votes
5answers
435 views

I need ideas for blocking a single malevolent user

Let me throw out this problem I'm having to some of my technical peeps and see if you guys have any new suggestions: We have a website that sends text messages and voice mails for our clients. ...
4
votes
3answers
836 views

Secure one-time-use credit cards

I've been reading a lot about one-time-use online credit card numbers (e.g. https://www.discover.com/credit-cards/member-benefits/security/create-online-account-number.html#) but I have to admit that ...
22
votes
4answers
31k views

What is the use of stolen credit card details?

What can a person with stolen credit card details do? Buy porn? Buy tons of server resources to perform an attack? What else? I'm sure that if he buys books, shoes and bicycles or transfer funds ...
3
votes
1answer
220 views

Fraud Mitigation - Card Present Transactions

When it comes to fraud screening for card not present transactions (credit card / debit card) there are a number of techniques / services that can be utilized to mitigate risks from fraudulent ...