5
votes
1answer
179 views

Why does my bank bother asking basic personal questions to log in to online banking?

To log into my online banking, I have to answer a basic personal question such as "What is your mother's maiden name" or "What is your grandfather's middle name", as well as enter a one-time code from ...
-1
votes
1answer
196 views

Why don't we do dual password instead of forgot password?

You can see a link Forgot Password? nearby almost all login form. As I mentioned in question, Since passwords are completely protected from outside access unless owner reveal, I come up with this ...
3
votes
1answer
114 views

Should an administrator be able to turn off TFA for a user

We use Google Authenticator and SMS for two factor authentication. Should we allow the administrators of the site to turn off TFA for users? Google Auth uses SMS as backup option but SMS does not ...
3
votes
1answer
145 views

S/Key as an alternative to UNIX passwords

There is this password system called S/Key I saw on the Internet. Can someone give me a brief description about S/Key and how it works? Can S/Key be an alternative solution to the UNIX password ...
0
votes
2answers
173 views

Using authentication only one time passwords [duplicate]

I would be interested in advice. Imagine a authentication mechanism where users are authenticated ONLY using some code (e.g., one time password) which they receive (say as SMS) on their mobile phone? ...
60
votes
3answers
15k views

How does Google Authenticator work?

Google Authenticator is an alternative to SMS for 2Step verification, installing an app on Android where the codes will be sent. It works without any connectivity; it even works on plane mode. This ...
10
votes
3answers
940 views

What is the risk and mitigation of accidentally typing a YubiKey password in an open forum?

I have a YubiKey in my laptop (for testing) and accidentally broadcast my YubiKey password out to the Internet. Since this is only a test key, and has no access to anything of value, here are some ...
3
votes
4answers
627 views

SMS Authentication: random OTP or a cryptographic one

I'm adding two-factor authentication using SMS to enhance an existing login process. Since I'm not working with physical tokens, I was wondering what is considered the safest: Sending random 8 ...
7
votes
2answers
585 views

Replacement for One Time Passwords (OTP)

OTP may known as new generation of password security techniques, but I want to know does it still safe enough after several years of appearance or it will deprecate soon? & what would be the ...
3
votes
1answer
2k views

Please explain Time-step in Time-Based One-Time Password Algorithm

I am studying about OTPs (One Time Passwords). I have gone through all the methods: HOTP (HMAC-based One Time Password), TOTP (Time-based One Time Password) I have no issues with HOTP. But according ...