An acronym for Payment Card Industry (PCI) Data Security Standard (DSS). A set of rules and policies for protecting information related to card based financial instruments.

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How to export application metrics out of PCI environment

I am building a credit card tokenization/payment-processing service. As these services need sit in pci-compliant environment, I find it hard to export the application metrics & logs. Anyone knows ...
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2answers
78 views

Is there a difference between getting encryption key versus encrypted data from server in terms of security

Suppose we have web and application servers and trying to encrypt credit card information for our financial web application. Communication between web and app servers are secured through SSL/TLS. Lets ...
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1answer
785 views

PCI Compliance and PayPal

First, please forgive my ignorance. Until this week, the only "credit card security" I understood was how to hack systems and why to write PHP pages with the types of features I do (msqli, pdo, ...
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1answer
43 views

PCI-DSS compliance in scope if part of card number and expiry stored only? [duplicate]

If we were to store the following information about a credit card, would we need to be PCI-DSS compliance or are we out of scope? Please assume for the purposes of this question that we only store ...
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3answers
197 views

Do you have to ban cellphones and paper to be PCI compliant?

Today I heard of a call centre that you are not allowed to bring cellphones into or take paper out of. This is allegedly to be PCI complaint. Is this true? What is the reasoning? This seems like ...
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1answer
99 views

PCI check failing

I have had a customer come to me with a failed PCI compliance check with the failure apparently caused by an extension I develop. The scenario is that web page content is served by the extension but ...
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1answer
49 views

How Point-to-Point encryption eliminates PAN storing? [closed]

Encrypted Primary Account Numbers (PAN) are stored without any personal info. The intention is to tie it for the refunds purposes. To move to a PCI-DSS environment, a vendor recommends moving to P2PE ...
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2answers
135 views

How to not store the card during 3D Secure authentication, to be PCI DSS compliant?

I'm implementing a payment solution where the cardholder enters his card details on our own website. We need to use 3D Secure for extra authentication of the cardholder. Our payment gateway ...
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83 views

HTTPS iFrame embedded in HTTP page - PCI implications?

I'm currently volunteering at a nonprofit. While researching something unrelated, I noticed that a $sisteragency was using an embedded iFrame to accept online donations. While the frame's source uses ...
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1answer
40 views

Studying to become a ASV, need some guidence

I have completed the online training/exam to become an ASV (Approved Scanning Vendor) for my company. We currently have Nessus as our platform, and I am not feeling too great about it's capabilities. ...
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48 views

Handling Credit Card info in Source Code

Background Info I am using an API to make donation to charities (First Giving API). The API only supports credit card info for making a donation. Due to the requirements of the application, donors ...
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1answer
72 views

PCI: Does CHD or SAD still need to be protected after implementing a P2PE solution?

The promise of a good (even certified) PCI P2PE v2 solution is that the merchant does not have access to the keys which encrypted the Card Holder Data (CHD) and the Sensitive Authentication Data (SAD) ...
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1answer
723 views

Is it OK to generate a token for a credit card without the user's permission? Is that PCI compliant?

Is it PCI compliant to generate a token for every card used for processing, regardless of whether the client asked for his card to be saved or not?
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3answers
50 views

Boundaries of Personally Identifiable Information - PCI-DSS

I am attempting to ascertain the boundaries of personally identifiable information. For example does the combination of John and Doe equate to personally identifiable information since there could ...
2
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1answer
114 views

PCI DSS placement of puppet (or chef) server?

I'm puzzled as to whether I am allowed to set up a puppet server in a PCI DSS environment, and if I am, where should it be located? I was planning on installing it on gateway, and all the hosts would ...
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1answer
45 views

Call recording PCI-DSS issues

For a non-automated payment card entry system, if a caller is providing a payment card details over the phone to a call centre employee who confirms the number to the caller, does that mean the ...
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2answers
360 views

Are these merchant integration instructions wrong about server-client interaction?

I'm working with a payment gateway that seems to have a fundamental misunderstanding of "clients" and how to protect sensitive data. The integration instructions are mostly about a "redirect" mode of ...
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4answers
11k views

What logs to retain for PCI-DSS?

I am using Splunk to centrally collect all of my logs for PCI-DSS. I'm running into my licensed volume limit and I need to know exactly what needs to be retained for regulatory compliance. I am ...
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0answers
38 views

Major UK company seems to be handling customer & card data recklessly [duplicate]

A company I used to work for is passing customer's personal details as well as card data (number, expiration date, name, CVV2 and the contents of the magstripe thanks to a reader) through Windows XP ...
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33 views

Approved Certificate Authorities for certification/compliance with HIPAA, PCI etc

Are there any requirements in PCI or HIPAA, or other security standards that may impact general government, payment processing, healthcare, that would disqualify any CA vendors that are trusted by the ...
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1answer
6k views

SSL certificate fails to adhere to basic constraints and PCI compliance

We have an SSL cert from GoDaddy and tried to run a PCI compliance check using McAfee's scan. The one problem they found was that the basic constraints / path length is not configured. Here's what ...
3
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1answer
27 views

ASV scan - What to expect from external scan services?

We've been asked to perform a vulnerability scan in our servers which process transactions with payment cards as a requirement for PCI compliance. PCI DSS mandates this scan must be done by a ASV. ...
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2answers
3k views

Effective wireless scanning to meet PCI DSS 11.1?

PCI-DSS section 11.2 requires the business to "Test for the presence of wireless access points and detect unauthorized wireless access points". However, this is more easily said than done. Simply ...
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1answer
34 views

What is the difference between PCI-DSS compliance and certification?

PCI-DSS compliance and certification appears to be used interchangeably however it isn't clear what the differences are. For example if you are certified does it mean you are compliant and if you ...
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3answers
186 views

Creditcard store first six digits PCI reference

I need to store masked PAN with first six digits and last four digits along with the card expiry month and year. Is it safe to do it according to the PCI rules? Regarding four digits has been ...
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1answer
93 views

Unable to completely enforce password policy

PCI DSS has a few requirements regarding the password policy (like remember last four passwords, change password every 90 days, use at least seven numeric and alphabetic characters and more). These ...
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0answers
19 views

PCI-DSS Helping customers with a third-party booking service

My clients are able to pay for services through a website EXAMPLE.COM. Sometimes, a client will call on the phone looking to pay for services over the phone. I would like to use a device to visit ...
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53 views

Storing last 6 digits of payment card vs 4 digits

I am wondering what are the risks associated with storing last 6 digits of a payment card as compared to the last 4 digits. In addition, will it have implications on PCI DSS compliance?
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2answers
36 views

PA-DSS & DTMF application

If the payment application is not storing any credit card information, does it needs to be PA-DSS? The application takes the Credit card information using DTMF and pass-through via secure XML for ...
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0answers
34 views

SAQ D PCI Compliance for Custom Shopping Cart

We use a custom developed open-source e-commerce software. We are SAQ D and I am trying to figure out which of these requirements applies to our cart if: We aren't storing credit card information We ...
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5answers
176 views

PCI Compliance and fines

Our organisation has validated compliance with PCI DSS. What are the consequences to us if we had been breached by a security incident related to credit card information, considering we have validated ...
2
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1answer
63 views

PCI Scope, Tokens, and Processor APIs

A merchant receives a processor provided payment token in response to an authorization from an online order (for the sake of this question assume this part of the process has all its PCI t-s crossed ...
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3answers
209 views

PCI Definition of “Transmission”

I am working at a company that is PCI compliant, but I believe they have interpreted some of the requirements incorrectly. Because of this, they are laboring to create work-arounds which I suspect are ...
5
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3answers
822 views

Cardholder data segmentation for PCI compliance (3.2)

We are currently collecting card holder data in a segmented way. Our system is used by call center agants which I will refer to as channel B Over channel A (mobile carrier) we collect the first 8 ...
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1answer
41 views

PCI definition of “store”

In the PCI DSS 3.1 requirements, the term "store" is used often. For example requirement 3.2 says "Do not store sensitive authentication data after authorization (even if encrypted)..." Does this ...
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2answers
160 views

How to prevent sysadmins tampering with code?

Let's say you have some sensitive user data you need to protect (e.g., for PCI compliance) and you have done this by having the server code encrypt it before storing it in a separate server where no ...
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1answer
38 views

What type of 'security scan' does a PCIDSS compliance check comprise?

Our firm processes CC information on an ad hoc basis. No cardholder data is ever recorded in any of our databases and we do not grant public access to any of our database or business application ...
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0answers
40 views

Data Model for a Tokenizing Data Storage System

Hashing Strategy for a Tokenizing Data Storage System We are designing the data model (storage at rest, in a database) for a PCI compliant data storage system using Amazon Web Services (AWS) and ...
7
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2answers
122 views

Is PCI-DSS Compliance Required with PayPal Donate/Payment Buttons on Websites?

Reading about PCI-DSS 3 recently: Would like confirmation what I am interpreting here - you need PCI-DSS SAQ-A to have credit card associated payment or donation URL links on a merchant's website? ...
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3answers
25k views

PCI Compliance Scan Failing for supporting TLS 1.0, but removing support breaks < IE 10

My company is receiving this message causing us to fail our TrustKeeper PCI compliance scan: Note to scan customer: This vulnerability is not recognized in the National Vulnerability Database. TLS ...
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2answers
1k views

Retention periods for web logs

I work for an ASP that provides banking solutions Card Services Payments ACH Online Banking And others Back Story: Our company provides an "all in one" solution or parts thereof, we are ...
3
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1answer
74 views

PCI DSS compliant without private VLAN

I understand that it may be a best practice to hide in-PCI-scope-elements like databases inside a VLAN without a public address and also strict firewall rules. However, my questions is: can ...
3
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1answer
57 views

Which SAQ form do I use for PCI DSS compliance?

I run a small business with a Prestashop e-commerce website that sends customers to Sagepay to make a payment using the Presto Chango Sagepay payment module. In my office I also have a one PC ...
3
votes
1answer
94 views

How to design a right VPN connection for an organisation (Interconnected MPLS link or Individual FW)

Thanks in advance for your advice We have to implement VPN connection for nearly 7 countries Option 1 : As we have private MPLS link to all 7 countries. It is been outsourced Third party. They ...
8
votes
2answers
800 views

Unsolicited credit card in email?

I work for an insurance company who will randomly (3-5 times per year) have a consumer who emails their credit card to our customer service department. We don't ask for the number, they just send it ...
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2answers
3k views

Does sending credit card info over email violates PCI DSS?

Being in the US, I have noticed that more and more companies ask to send sensitive credit card information (all information that is required to make a transaction) over a plain email. I believe that ...
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1answer
79 views

PCI Penetration Testing - Does the whole infrastructure need to be retested on significant change?

The PCI SCC states the following in their penetration testing guidance: Per PCI DSS Requirements 11.3.1 and 11.3.2, penetration testing must be performed at least annually and after any ...
9
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3answers
863 views

PCI Audit: Using “test” cards

I know that the PCI standard does not allow you to use real credit card numbers on test systems. Visa, Mastercard and Amex supply a list of "test" cards to use. Makes perfect sense, and we have been ...
4
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1answer
148 views

Banks storing credit card data in plain text?

Are the banks authorized to keep plain text hard copies of full credit card data (Primary account number, CVV, Expiry code, Cardholder name)
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49 views

Access Controls on employees handling credit card data

Employee has access to image format of full credit card data on an application (primary account number, cvv, expiry code, name). He copies from this application and enters manually to another ...