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I recommend that you strongly consider paying a third party for the security, because it will probably be the most fiscally responsible solution. If you handle the payment card data yourself, you will be responsible for PCI audits, which can be very expensive. And after the upcoming October 2015 liability shift (assuming you are in the U.S.A.), the weakest ...


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The password is hashed with bcrypt, and the public and private keys are stored alongside the password hash in the user table. Storing the private key means a compromise of the database would allow attacker to decrypt the bank information. You might as well store the bank information in plain text. Why exactly would the bank information need to be ...



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