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(Disclosure, I work for Braintree, a competitor to Stripe) At Braintree we also allow the CVV code to be passed in our API. You are correct that the PCI-DSS explicitly forbids non-issuers from storing the CVV. You are allowed to hold the code temporarily while waiting for the charge to be authorized. This is stated in PCI-DSS Requirement 3.2 (additional ...



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