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In addition to the chance that a replacement card with the same PAN, but new expiration date and CVV has been issued (as noted by others in the comments), it can of course be used for spearphishing. Just knowing that John Smith has a platinum card with XYZ bank, and used it to pay for a 10-pack of Nutella sandwich spread opens up for sending him an email or ...


Yes, you can generate off of a BIN (Bank Identification Number) which is the first 6 digits in the 16 digit credit card string. And if the BIN you are using expires, then depending on if it's a Visa or MasterCard, you can literally keep the month and increase the year by 3 or 4 years. But a far as numbers in general..... If you have a good high limit ...

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