I'm using Visa Express, and sometimes when I'm shopping, the store
doesn't support Verified by Visa - so that means that there is no 2FA option.
Normally when there is that option, it will force me to enter my phone number
where I will get OTP which has time experation in order to verify payment.
I called my bank and they said that I should avoid
those web shops, who doesn't support that option.
So my question here is, is there any other option to protect myself,
or is it maybe more secure to use paypal instead my credit card?