I've been trying to find this information but all I can find are answers saying to use a credit card for verification, not real answers.
I am trying to figure out how/where companies get information to ask you to verify you have not stolen someone's identity. For example:
Which of the following cars have you owned?
Which of the following addresses have you lived at?
What color was your xyz car?
What city were living in, in xyz year?
Generally the only information entered is your social and name. I would like to be able to provide this same verification in my service but don't know where to find it. I would prefer to build it myself if that's possible, but if there is a service for it, that could work too.
As for building it myself I am curious how companies even have access to that kind of information. To get the color of my car for example, you would need to verify based off of very confidential DMV records or I guess possibly insurance companies. Do they have a contract that allows them to use said information for these purposes or how do they get their data?