How does a thief know whether an ATM is EMV enabled or not?


So, here in Europe, ATMs have been Pin&Chipped for at least since the mid 90's. So there's no question.

Other than that:

  • Just insert a credit card (stolen, yours) and try to get money?
  • Stand next to the ATM and observe people withdraw money?
  • find the type label and get the user manual online?

Also, although admittedly small in-shop ATMs are far more common in the US, and thus are offline / non-chip ones, you could probably compile a list of those which have and those models which don't have that feauture. I'm not a skimmer, but common sense tells me that there's a list with pictures somewhere on the internet.

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