Are there any academic articles on how people handle their passwords - how many they use in total, how often they change it, whether they commonly store it somewhere or just remember them and so forth?
Microsoft Research: A large scale study on password habits
Or google "password user habits" for examples.
This is not exactly about password management, it focuses on password creation. I thought that you could find it useful anyway: http://www.imperva.com/docs/WP_Consumer_Password_Worst_Practices.pdf
There is quite a lot of academic work in the area of password selection, prominent papers include:
Joseph Bonneau from Cambridge University has done a lot of work in this area including the final paper above and http://www.cl.cam.ac.uk/~jcb82/doc/BS12-USEC-passphrase_linguistics.pdf, he is a regular contributor to the Cambridge University Computer Laboratory Security Research blog which is a good source for papers on passwords and proposals for replacing them.
The book Security and Usability by Garfinkel and Cranor has relevant chapters from researchers in the field:
- Chapter 1: Psychological Acceptability Revisited investigates the effort investment that passwords, patching etc require, and how much investment can be requested before people give up and try to subvert the system.
- Chapter 6: Evaluating Authentication Mechanisms looks at the more general field of investigating the usability of authentication techniques.
- Chapter 7: The Memorability and Security of Passwords is probably exactly what you want ;-)
- Chapter 9: Graphical Passwords investigates that alternative.