I have a few simple web apps deployed on external providers. For testing and debugging I run local instances (on-demand basis, not all the time) on localhost:80 using apache.
These are hosted directly from my Code/ folders since that's where I'm making edits. Previously those folders were on a separate directory tree (/home/data/...../Code) but due to a directory structure reorganization I'm moving the Code folder to my own home folder (~/..../Code). Of course, this means that apache won't allow it to load unless I change permissions on ~ to 755 from 700.
My laptop is single-user, and remote access (as far as I can tell) is only permitted through sshd (key-only, no password logins allowed) and the apache-hosted sites (as I also test how the page will appear on my smartphone sometimes). Am I increasing my risk profile by giving 755 permissions to ~? I'm particularly worried about ~/.ssh and similar sensitive directories, but those already deny read permission to anyone but my own user.