For any passwords other than websites I log into regularly (such as Gmail, Facebook, etc.), I use
apg to generate a random 20 character password. I then add that password and a username or email address to a text file I keep stored in an encrypted VeraCrypt volume (password for that exists solely in my head).
In light of the Collection #1 breach, I'm planning to go through and change some of my passwords, and I'm wondering about the benefits of using a password manager such as Encryptr or Gnome Keyring. I usually use Mint with Cinnamon.
Is storing passwords in an encrypted file considered adequate for most peoples' needs? Even if it is, are there other benefits to using a password manager?