I have started receiving unexpected emails from Yorkshire Bank.
I have never been a customer. I don't recall applying for any of their products either, although maybe I did many years ago.
The first of the strange emails reads:
Your partial postcode is 8NX
We've included your postcode at the top so you can be sure this email is from Yorkshire Bank. To see how you can stay safe online, visit the Security Centre
We've sent your Authentication Code Letter
Hi Mr Stewart,
You should have received our letter that contains an authentication code by now.
Once you've got our letter, you can confirm the code by clicking on the button below to get back to your application, and then follow the instructions. This will allow us to progress with your application.
The sender appears to be legitimately email.yorkshirebank.co.uk, but the
8NX is NOT part of my postcode in any way.
There have been 3 following emails, of an advertising nature.
I feel that ignoring would be the wrong thing to do, but I'm not sure what to do.
My main concern is that my identity has been stolen for the purpose of procuring Yorkshire Bank products, such as a loan, which I may be chased for when the identity thief defaults.
Is this likely or even possible?
What other explanation might there be?