My phone got stolen, and sent back to where it was stolen a day after. At the moment of stealing, the phone was locked. When I received it back, there was no money left in my bank account.
The Banking app needs my fingerprint or a password to unlock. The passwords used for the banking app and the phone are different.
I assume there's no password caching for banking apps, since the app requires the password every time. Also, the account is most likely blocked if many attempts are made to unlock it.
What are the possible ways the hackers could have cracked into the phone and then the app?
My device: iPhone 7 Banking-App: Sberbank