Is it possible for a person who has your ATM/debit card number and PIN, to withdraw your money? If so, how?
You need a couple of pieces of information in addition to the card number and the PIN, but this is pretty close to accurate. Card cloning is a common crime and there are criminals who even do it right on the machine itself. By copying the ATM card and recording the PIN, it is possible to access the account and withdraw money from it. Fake faceplates can be installed on most ATMs to read the magnetic strip on the card and record the PIN number entered. This is why it is always important to examine an ATM before you use it to ensure that it has not been tampered with.