9
votes
Accepted
RFID-Safe Wallet destroys mag stripe?
Short answer: No.
Long answer: Nooooooo.
Longer answer: RFIDs typical work via magnetic coupling to both power and to transmit data. By modulating the load on the secondary coil of the magnetic ...
- 763
8
votes
RFID-Safe Wallet destroys mag stripe?
What can happen, and actually had happen, is that some card holder were badly designed and included a simple magnet for locking.
This will do nothing to the RFID part of the chip, but it can damage ...
- 181
6
votes
For chip credit cards, what's preventing me from breaking the chip to trigger the magstripe failsafe?
There's nothing that prevents you from breaking the chip, or even just deliberately misusing it (i.e. putting it in upside down) to make the terminal think it's broken. However, every time a chip ...
- 1,495
6
votes
Accepted
For chip credit cards, what's preventing me from breaking the chip to trigger the magstripe failsafe?
As others have said: nothing. The idea is that the magstripe is a fallback that will be phased out completely as chip cards become more widespread.
Change takes time.
- 5,804
5
votes
Is credit card cloning possible BEFORE activation?
A modern card has four methods of payment:
Contactless/NFC/Tap
EMV Chip/Insert/"dip"
Magnetic stripe/Swipe
Printed number/manual entry
The first two are pretty safe against cloning. The ...
- 1,495
4
votes
Accepted
Can a magnetic credit card writer encode a blank card based off just a credit card number?
Could someone write just your card number to a blank card? Yes. But would that let them masquerade as you and charge up your account by swiping that card at point of sale machines in brick and mortar ...
- 564
3
votes
Accepted
Clone debit card
No. The security code on the back of the card is the CVC2 code, which is only used for "card not present" transactions. It differs from the CVC1 code, embedded in the magnetic stripe (if your card has ...
- 4,082
3
votes
Is there a specific term for when an employee steals your card info when you make a payment?
Skimming
I was first aware of this term in reference to wait staff at a sit down restaurants (circa 20-preteens). And it has certainly come to encompass devices which gather card info at ATMs and ...
- 2,077
1
vote
Shred, cut, melt, smash, grind, then flush, is it secure disposal of a security access id card?
Physical destruction of a card like that is likely unnecessary.
Assuming this is a simple magnetic stripe or RFID card it will just hold an access code (probably in addition to the same info printed ...
- 470
1
vote
ATM CVV1 + Service Code, POS Security Flaw?
After hours of research, I think I found the answer:
This specific ATM model (Private company) doesn't have the authorization to transfer track data in the request message, therefore CVV1 is not ...
- 11
1
vote
Accepted
Is it possible a scammer stole my credit card details and made a new card from it?
Credit card fraud is very common and very easy to perpetrate when dealing with magnetic swipe cards.
Credit cards can be duplicated very easily. All it takes is a machine that can read and store the ...
- 3,970
1
vote
How can other information be added to my credit card?
The magnetic strip on a card is pretty similar to the tape in a video cassette, and doesn't have any particular resistance to being wiped or rewritten, other than generally requiring a stronger magnet ...
- 27.4k
1
vote
Can someone clone emv chip card by knowing the magnetic stripe info?
EMV chips can be cloned, but not with only the information present on the mag stripe. EMVs function as a challenge-response system, meaning an EMV authorization is transactionary between the ATM/POS ...
- 36
1
vote
Accepted
How to protect magnetic stripe in credit cards from being read?
You should look for EMI foil tape. It is designed for use as shielding in electronic circuits to minimise unwanted electromagnetic emissions. Avoid the stuff for sale on Amazon and eBay; stick to ...
- 136k
1
vote
ATM skimming and magnetic strip cloning
So, here in Europe, ATMs have been Pin&Chipped for at least since the mid 90's. So there's no question.
Other than that:
Just insert a credit card (stolen, yours) and try to get money?
Stand ...
- 6,284
1
vote
ATM skimming and cloning
It is possible, and it's also possible to change the service code value on the clone card to trick terminals into believing this card never had a chip to begin with (otherwise EMV capable terminals ...
- 12.9k
1
vote
Reading magnetic stripe on a credit/debit card with an EMV chip
Yes, this is called the service code. Its the number in bold below, 101 can be swiped and does not have a chip, while code 201 will not allow a swipe unless the payment device is unable to accept ...
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