9 votes

Clone debit or credit card

Q1: Yes. The link for MagStripe reader and encoder 1 does exactly that. Can read credit or debit and write it to a new blank card and can also erase data on an existing card. the MSR605 comes with ...
nd510's user avatar
  • 1,748
9 votes
Accepted

RFID-Safe Wallet destroys mag stripe?

Short answer: No. Long answer: Nooooooo. Longer answer: RFIDs typical work via magnetic coupling to both power and to transmit data. By modulating the load on the secondary coil of the magnetic ...
Aron's user avatar
  • 753
8 votes

RFID-Safe Wallet destroys mag stripe?

What can happen, and actually had happen, is that some card holder were badly designed and included a simple magnet for locking. This will do nothing to the RFID part of the chip, but it can damage ...
Kevin FONTAINE's user avatar
6 votes

For chip credit cards, what's preventing me from breaking the chip to trigger the magstripe failsafe?

There's nothing that prevents you from breaking the chip, or even just deliberately misusing it (i.e. putting it in upside down) to make the terminal think it's broken. However, every time a chip ...
Bobson's user avatar
  • 1,465
6 votes
Accepted

For chip credit cards, what's preventing me from breaking the chip to trigger the magstripe failsafe?

As others have said: nothing. The idea is that the magstripe is a fallback that will be phased out completely as chip cards become more widespread. Change takes time.
Stephen Touset's user avatar
6 votes

Wiping magnetic stripe on card with magnet?

With a weak kitchen magnet this can take many passes and a fair amount of time. In fact if all you have is a fridge magnet you may be better off scraping the strip off. However a more powerful magnet ...
AstroDan's user avatar
  • 2,238
5 votes

Is credit card cloning possible BEFORE activation?

A modern card has four methods of payment: Contactless/NFC/Tap EMV Chip/Insert/"dip" Magnetic stripe/Swipe Printed number/manual entry The first two are pretty safe against cloning. The ...
Bobson's user avatar
  • 1,465
4 votes

Wiping magnetic stripe on card with magnet?

You didn't say why you needed to wipe a magnetic stripe without otherwise damaging the credit card. Wiping it to prevent someone from using it to buy gas requires a different level of effort than ...
John Deters's user avatar
  • 34.2k
4 votes
Accepted

Can a magnetic credit card writer encode a blank card based off just a credit card number?

Could someone write just your card number to a blank card? Yes. But would that let them masquerade as you and charge up your account by swiping that card at point of sale machines in brick and mortar ...
dwizum's user avatar
  • 554
3 votes
Accepted

Clone debit card

No. The security code on the back of the card is the CVC2 code, which is only used for "card not present" transactions. It differs from the CVC1 code, embedded in the magnetic stripe (if your card has ...
Ben's user avatar
  • 4,032
3 votes

Is there a specific term for when an employee steals your card info when you make a payment?

Skimming I was first aware of this term in reference to wait staff at a sit down restaurants (circa 20-preteens). And it has certainly come to encompass devices which gather card info at ATMs and ...
foreverska's user avatar
  • 2,057
2 votes

Why doesn't changing the PIN affect recorded data on magnetic card?

You can change your service code on the magnetic stripe that is possible, so you could turn a prepaid electronic use only into cash out on the atm.
ADMIN's user avatar
  • 21
1 vote

Shred, cut, melt, smash, grind, then flush, is it secure disposal of a security access id card?

Physical destruction of a card like that is likely unnecessary. Assuming this is a simple magnetic stripe or RFID card it will just hold an access code (probably in addition to the same info printed ...
Miles Budnek's user avatar
1 vote

ATM CVV1 + Service Code, POS Security Flaw?

After hours of research, I think I found the answer: This specific ATM model (Private company) doesn't have the authorization to transfer track data in the request message, therefore CVV1 is not ...
Moudilan999's user avatar
1 vote
Accepted

Is it possible a scammer stole my credit card details and made a new card from it?

Credit card fraud is very common and very easy to perpetrate when dealing with magnetic swipe cards. Credit cards can be duplicated very easily. All it takes is a machine that can read and store the ...
DoubleD's user avatar
  • 3,942
1 vote

How can other information be added to my credit card?

The magnetic strip on a card is pretty similar to the tape in a video cassette, and doesn't have any particular resistance to being wiped or rewritten, other than generally requiring a stronger magnet ...
Matthew's user avatar
  • 27.3k
1 vote

Can someone clone emv chip card by knowing the magnetic stripe info?

EMV chips can be cloned, but not with only the information present on the mag stripe. EMVs function as a challenge-response system, meaning an EMV authorization is transactionary between the ATM/POS ...
Khang T's user avatar
  • 36
1 vote
Accepted

How to protect magnetic stripe in credit cards from being read?

You should look for EMI foil tape. It is designed for use as shielding in electronic circuits to minimise unwanted electromagnetic emissions. Avoid the stuff for sale on Amazon and eBay; stick to ...
Polynomial's user avatar
  • 135k
1 vote

ATM skimming and magnetic strip cloning

So, here in Europe, ATMs have been Pin&Chipped for at least since the mid 90's. So there's no question. Other than that: Just insert a credit card (stolen, yours) and try to get money? Stand ...
Marcus Müller's user avatar
1 vote

ATM skimming and cloning

It is possible, and it's also possible to change the service code value on the clone card to trick terminals into believing this card never had a chip to begin with (otherwise EMV capable terminals ...
André Borie's user avatar
  • 12.8k
1 vote

Reading magnetic stripe on a credit/debit card with an EMV chip

Yes, this is called the service code. Its the number in bold below, 101 can be swiped and does not have a chip, while code 201 will not allow a swipe unless the payment device is unable to accept ...
Timothy Goodwin's user avatar

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